Checking Plans

Choice Checking
• No minimum balance required
• No monthly maintenance fees

Merit Checking
• Minimum daily balance of $300 required to avoid $.25 per check fee
• $.25 per check fee is for checks written
• Free to account holders 55 and over
• Per check fee waived for students up to age 22
• Per check fee waived for churches & organizations
• Per check fee waived with balance of $5000 in related savings account or CD
• Dormant fee of $3.00 per month on balances less than $250 after one year. This fee may be waived if the customer is under the age of 18.

Reward Checking
• Interest paid monthly based on daily balance
• Minimum daily balance of $500 required
• Maintenance fee of $6.00 per month if balance requirement not met
• $.25 per check written if balance requirement not met
• Maintenance fee waiver with daily balance of $5000 in related savings account or CD
• Dormant fee of $3.00 per month on balances less than $250 after one year. This fee may be waived if the customer is under the age of 18.

Prestige Checking
• Interest paid monthly based on daily balance
• Minimum daily balance of $2500 required
• Maintenance fee of $10 per month if balance requirement not met
• $.25 per check written if balance requirement not met
• Larger balances earn higher interest rate
• Maintenance fee waiver with balance of $5000 in related savings account or CD
•Dormant fee of $3.00 per month on balances less than $250 after one year. This fee may be waived if the customer is under the age of 18.