Personal Banking - Larchwood Office

Consumer Checking Plans

Other Consumer Services

Consumer Savings Plans

Consumer Real Estate Loans

Real Estate loans are available for that special new home or property. Also available are loans for refinancing your present home for any purpose. Fixed and adjustable rate mortgages are available for short and long term loans. Features include:

Lower closing costs
Competitive Rates
Rapid turnaround on approval

Consumer Loans

Personal Loans allow you to purchase a new car, make long overdue home improvements, or help with that much needed family vacation. We can tailor a loan to your specific needs. These loans feature:

Competitive Rates
All applications are approved right here by loan officers that you know and trust
Repayment options to fit your budget

Voice Access

24-hour banking convenience. Call toll free 1-800-772-9204 or locally call 477-2651
Checking and Savings account information
Transfer funds from one account to another
CD Information
Loan and loan payment information
Have your statement history sent to your fax machine
Talk to customer service during normal bank hours
Available at no charge

Individual Retirement Accounts

Security Savings Bank has a full service Trust department with legal counsel on staff. Please contact the Trust department for additional information.

Certificates of Deposit

Security Savings Bank offers FDIC insured high yielding certificates with a variety of maturities. If you would like more rate information, please contact a staff member at any branch office. There are substantial penalties for early withdrawl. Click Here For Current Rates

FDIC Insurance

Fax & Photocopies

ACH Originations

Notary Service

Wire Transfers

Visa Travel Cards

U.S. Savings Bonds

Money Orders and Cashiers Checks

SHAZAM Chek Card

Privileged status membership gives you surcharge free access to more than 3000 ATMs nationwide
Pay for purchases without checks
Also acts as an ATM card
Accepted anywhere MasterCard debit cards are accepted
Money comes directly out of your checking account
Withdrawals, deposits, transfers, and balance inquiries
NO CHARGE for withdrawals made at SSB ATM's

Bill Pay

ATM Card

24 hour banking convenience
Withdrawals, deposits & balance inquiries

Prestige Checking

Interest paid monthly based on current balance
Unlimited check writing
Monthly statements with check images
Minimum balance of $2500 required
Maintenance fee of $10 per month if balance requirement not met
$.25 per check written if balance requirement not met
Larger balances earn higher interest rate
Maintenance fee waiver with balance of $5000 in related savings account or CD
Dormant fee on balances less than $250 after one year. This fee may be waived if the customer is under the age of 18.

Reward Checking

Interest paid monthly based on current balance
Unlimited check writing
Monthly statements with check images
Minimum balance of $500 required
Maintenance fee of $6.00 per month if balance requirement not met
$.25 per check written if balance requirement not met
Maintenance fee waiver with balance of $5000 in related savings account or CD
Dormant fee on balances less than $250 after one year. This fee may be waived if the customer is under the age of 18.

Christmas Club Savings

Interest paid quarterly based on current balance
Quarterly statements
No monthly maintenance fee
No minimum balance required
No withdrawals allowed, a check for the balance and interest will be mailed out each November

Money Market Savings

Interest paid monthly based on current balance
Higher balances earn higher rates
Monthly statements
Check safekeeping
Minimum balance of $2500 required to earn interest
No monthly maintenance fee
$2.00 fee for each withdrawal over 6 per month
SHAZAMChek Card available with related checking account
Maximum of 6 checks per month

Merit Checking

Free to account holders 55 and over
Free to students, churches & org
Unlimited check writing
Monthly statements with check images
No monthly maintenance fee
Minimum balance of $300 required
$.25 fee per check written if balance requirement not met ($1.00 minimum fee)
Maintenance fee waiver with balance of $5000 in related savings account or CD
Dormant fee of $3.00 on balances less than $250 after one year. This fee may be waived if the customer is under the age of 18.

Safe Deposit Boxes

Protect your documents and valuables
Variety of sizes to meet your needs
Yearly fee of $12 - $40 depending on size of box & bank location

Statement Savings

Interest paid quarterly based on current balance
Quarterly statements
No monthly maintenance fee
No minimum balance required
$2.00 fee for each withdrawal over 6 per month
SHAZAMChek Card with related checking account
Dormant fee on balances less than $250 after one year. This fee may be waived if the customer is under the age of 18.

Choice Checking

No minimum balance required
No monthly maintenance fees
Unlimited check writing
Monthly statements
Check safekeeping

(Sales tax will be charged on all fees assessed on checking and savings accounts.)

Please contact a representative by e-mail or call 1 (712) 477-2496 for information on all of our other personal banking services.

Please read the following disclosure regarding e-mail before transmitting any information.
Because there is a risk that information transmitted unsecured via Internet e-mail could fall into wrong hands, we require that confidential information, such as account numbers, social security numbers, tax returns, financial statements, and any other non-public personal information not be transmitted via e-mail. Please contact us directly for instructions on the delivery of sensitive data.

Back To Top

Important Information About Account Opening Procedures
To help the government fight the funding of terrorism and money laundering activities, The USA Patriot Act was signed into law in 2001 and requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.