Personal Banking - Larchwood Office

Consumer Checking Plans

Other Consumer Services

Consumer Savings Plans

Consumer Real Estate Loans

Real Estate loans are available for that special new home or property. Also available are loans for refinancing your present home for any purpose. Fixed and adjustable rate mortgages are available with terms up to thirty years. Features include:

Lower closing costs.
Competitive Rates.
Rapid turnaround on approval.

Consumer Loans

Personal Loans allow you to purchase a new car, acquire a student loan, make long overdue home improvements, or help with that much needed family vacation. We can tailor a loan to your specific needs. These loans feature:

Competitive Rates.
All applications are approved right here by loan officers that you know and trust.
Repayment options to fit your budget.
No application fee.

Voice Access

24-hour banking convenience. Call toll free 1-800-772-9204 or locally call 477-2651.
Checking and Savings account information.
Transfer funds from one account to another.
CD Information
Loan and loan payment information.
Have your statement history sent to your fax machine.
Talk to customer service during normal bank hours.
Available at no charge.

Individual Retirement Accounts

Security Savings Bank has a full service Trust department with legal counsel on staff. Please contact the Trust department for additional information.

Certificates of Deposit

Security Savings Bank offers FDIC insured high yielding certificates with a variety of maturities. All rates for certificates are posted in the lobby of each bank. There are substantial penalties for early withdrawl. Click Here For Current Rates

FDIC Insurance

Fax & Photocopies

ACH Originations

Notary Service

Wire Transfers

Visa Travel Cards

Travelers Cheques

U.S. Savings Bonds

Money Orders and Cashiers Checks

SHAZAM Chek Card

Pay for purchases without checks
Also acts as an ATM card
Accepted everywhere Mastercard is accepted
Money comes directly out of your checking account
NO CHARGE for withdrawals made at SSB ATM

ATM Card

24 hour banking convenience
$.50 fee for withdrawal at SSB ATM
$1.00 fee for withdrawal at SHAZAM ATM other than SSB
$1.50 fee for withdrawal at CIRRUS ATM
Withdrawals, deposits, transfers & balance inquiries

Prestige Checking

Minimum balance of $2500 required or an average balance of $5000
Maintenance fee of $10 per month if balance requirement not met
$.25 per check written if balance requirement not met
Monthly statements with check images
Unlimited check writing
Maintenance fee waiver with balance of $5000 in related savings account or CD

Reward Checking

Minimum balance of $500 required or an average balance of $2000
Maintenance fee of $6.00 per month if balance requirement not met
$.25 per check written if balance requirement not met
Unlimited check writing
Monthly statements with check images
Maintenance fee waiver with balance of $5000 in related savings account or CD

Christmas Club Savings

No monthly maintenance fee
No minimum balance required
Interest paid October 31 based on current balance.
Check mailed November 1st
Monthly statement

Money Market Savings

Minimum balance of $2500 required to earn interest
No monthly maintenace fee
$2.00 fee for each withdrawal over 6
Shazam Chek Card available with related checking account
Maximum of 3 checks per month
Monthly statements
Check safekeeping
Higher balances earn higher rates

Select Checking

Free to account holders 55 and over
No minimum balance required
Maintenance fee of $6.00 per month
$.25 fee per check written
Credit of $.25 per $100 average balance
Monthly statements with check images

Merit Checking

Free to account holders 55 and over
Free to students, churches & org.
No monthly maintenance fee
Minimum balance of $250 required or an average of $1000
$.25 fee per check written if balance requirement not met
Unlimited check writing
Monthly statements with check images
Maintenance fee waiver with balance of $5000 in related savings account or CD

Safe Deposit Boxes

Protect your documents and valuables
Variety of sizes to meet your needs
Yearly fee of $12 - $40 depending on size of box

Statement Savings

No monthly maintenance fee
No minimum balance reuired
$2.00 fee for each withdrawal over 6
Shazam Chek Card with related checking account
Interest paid quarterly based on current balance
Quarterly statements

Choice Checking

No minimum balance required
No monthly maintenance fees
Unlimited check writing
Monthly statements
Check safekeeping

Please contact a representative by e-mail or call 1 (712) 475-3331 for information on all of our other personal banking services.

Please read the following disclosure regarding e-mail before transmitting any information.
Because there is a risk that information transmitted unsecured via Internet e-mail could fall into wrong hands, we require that confidential information, such as account numbers, social security numbers, tax returns, financial statements, and any other non-public personal information not be transmitted via e-mail. Please contact us directly for instructions on the delivery of sensitive data.

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Important Information About Account Opening Procedures
To help the government fight the funding of terrorism and money laundering activities The USA Patriot Act was signed into law in 2001 and requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.