Commercial Banking - Inwood Office

*Business Plans*
Account Terms	Select Business	Standard Business	High Activity Business	Business Now
Minimum Balances	None	Mimimum $1,500 Average $5,000	None	Minimum $1,500 Average $5,000
Maintenance Fee	$6.00 per month	None	$6.00 per month	$6.00 per month if balance required not met.
Per-Check Fee	$.25 per check	$0.25 per check if balance required not met.	$0.25 per check / Deposited not-on-us items $0.10 each	$0.25 per check if balance required not met.
Credit for Average Balance	$0.25 per $100 of average balance	N/A	$0.25 per $100 of average balance	None
ATM Card	Yes	Yes	Yes	Yes
SHAZAM Chek Card	Free	Free	Free	Free
Check Writing	Unlimited	Unlimited	Unlimited	Unlimited
Other Account Balance Waiver	N/A	$5,000 in savings or CD	$5,000 in savings or CD	$5,000 in savings or CD
Check Images	Returned monthly	Returned monthly	Returned monthly	Returned monthly
Interest Information/Interest Paid	None	None	None	None
Earnings Balance Calculation				Current Balance
Compounding				Simple Interest paid monthly.

*Savings Plans*
Account Terms	Money Market Deposit Account	Statement Savings	Christmas Club
Minimum Balances	None	None	Minimum $250.00
Maintenance Fee	None	None	None
Per-Check Fee	$2.00 for each withdrawal over 6	$2.00 for each withdrawal over 6	N/A
Credit for Average Balance	N/A	N/A	N/A
ATM Card	Yes	Yes	No
SHAZAM Chek Card	Free with related checking account	Free with related checking account	No
Check Writing	Three per month	No	No
Other Account Balance Waiver	N/A	N/A	N/A
Check Images	Safekeeping	N/A	N/A
Age for free Senior Checking	N/A	55	55
Student Checking
Organizations & Churches
Interest Information/Interest Paid	Tiered click here for tiers	Yes	Yes
Earnings Balance Calculation	Current Balance	Current Balance	Current Balance
Compounding	Simple Interest paid monthly	Simple Interest paid quarterly	Simple Interest paid quarterly