Privacy Policy - George Office


*Security Savings Bank* *Privacy Policy*

1. Our Collection, Use and Retention of Customer Information.
2. Our Maintenance of Accurate Information.
3. Limited Employee Access to Information.
4. Restrictions on the Disclosures of Account Information.
5. Maintaining Customer Privacy in Business Relationships with outside Third Parties.
6. Our Internet Web Site.
7. Hyperlinks.
8. Protecting Children
9. Contact Information.

Security Savings Bank recognizes and respects our responsibility to protect our customer's private information. The success of a financial institution, like ours, depends heavily on the level of trust and confidence it enjoys with its depositors, borrowers and shareholders. In continuing our commitment to provide quality service to our customer, Security Savings Bank has adopted the following privacy statement for officers, directors and employees. This privacy statement applies to individuals (consumers) and Security Savings Bank of Larchwood reserves the right to amend it at any time.

Important Information about Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information, that will allow us to identify you. We may also ask to see your driver's license or other identifying docements.

1. Our Collection, Use and Retention of Customer Information. We collect, use and retain information about our customers only where we reasonably believe it would be useful in administering our business, and providing products, services and opportunities to our customers. We collect and retain information available from public records, market research and credit reports, as well as information you provide to us, only for specific business purposes. We will tell you why we are collecting and retaining it upon your request. We use information to protect and administer our customer's records, accounts and funds; to comply with certain laws and regulations, to help design or improve our products and services, and to understand your financial needs and provide you quality products and outstanding service. If you send us e-mail, we may retain the content of the e-mail and your e-mail address in order to respond to questions or concerns you may have expressed.

2. Our Maintenance of Accurate Information. We have implemented procedures to help assure that our customer's financial information is accurate, current and complete in accordance with commercially reasonable standards. While some procedures are required by federal or state law, we also have procedures for responding to requests to correct inaccurate information in a timely manner, and to update information in a timely manner, and to update information and remove old information. Customers should notify us immediately at Security Savings Bank, P.O. Box 6, Larchwood, IA, 56138 telephone Number 712-477-2496 for the Larchwood Office or Security Savings Bank, PO Box 338, Inwood, IA 51240 telephone 712-753-4914 for the Inwood Office if they receive information regarding their relationship with us that they believe to be inaccurate.

3. Limited Employee Access to Information. We have procedures and security levels that limit employee access to personally identifiable information to those with a business reason to know such information. The importance of confidentiality and customer privacy is addressed in employee education on the importance of this issue. Because of the importance of these issues, all Security Savings Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy Principles will be subject to disciplinary measures.

4. Restrictions on the Disclosures of Account Information. We do not reveal specific information about our customers' accounts or other personally identifiable data unless (1) our customer requested or authorized it; (2) the information is provided to help complete a transaction initiated by our customer; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) disclosure is lawfully permitted or required. We do not provide account or personal information to non Security Savings Bank companies for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies.

5. Maintaining Customer Privacy in Business Relationships with Outside Third Parties. At times it is necessary to provide personally identifiable information about our customers to a third party such as a vendor or service company we hire to provide support or services for one or more of our products. These vendors and service companies agree to safeguard our confidential customer information and must abide by applicable law. We may also share customer information with affiliates or non affiliated third parties in order for our customers to receive information about products and services we believe to be of interest to them. You have the right to limit this sharing and use of information by contacting us at Security Savings Bank, PO Box 6, Larchwood, IA 51241 for the Larchwood Office or Security Savings Bank, PO Box 338, Inwood, IA 51240 for the Inwood Office and make a request in writing.

6. Our Internet Web Site. Visitors to the Security Savings Bank Web site remain anonymous. We do not collect personal identifying information about site users, unless you choose to provide such information to use. Standard software is used to collect and store ONLY the following non-identifying information about our visitors: the name of the domain from which you access the internet (for example, aol.com, if you are connecting from an America Online account, or rconnet.com if you are connecting from Rural Connections domain); the date and time you access our site; and the Internet address of the Web site from which you linked directly to our site. If you submit an online application, it will be transmitted over a secure connection using encryption, and will alert you to this fact. This is the case where confidential information, such as your account number or social security number is requested. Visitors may elect to provide us with personal information via e-mail or our feedback form. This information is used internally, as appropriate, to handle the sender's request and manage the Security Savings Bank Web site. It is not disseminated or sold to other organizations. Visitors should, however, keep in mind that e-mail is not necessarily secure against interception. If you do not agree with the use of this information, or are not comfortable with the level of privacy, please use the clear button in on-line forms, or cancel an e-mail before it is sent. Visitors should call us directly at Security Savings Bank 712-477-2496 if requests or statements include sensitive or private information, such as account numbers, credit card numbers or social security number. Security Savings Bank will NEVER ask you for your Personal Identification Number (PIN) for your Security Savings Bank Shazamcheck card or your VISA card. If you are asked for this information, please call 712-477-2496 for the Larchwood Office or 712-753-4914 for the Inwood Office and report it to one of our employees immediately.

7. Hyperlinks. Your use of the hyperlinks on this web site to other Internet sites is at your own risk. Security Savings Bank Bank is not responsible for the content or accuracy of third party sites hyperlinked from this web site nor does it guarantee the products or services offered on third party sites. You should review the privacy statements of a web site before you provide any personal or confidential information.

8. Protecting Children. Security Savings Bank does not knowingly solicit data from children, and we do not knowingly conduct on-line marketing to children. We recognize that protecting children's identities and privacy on-line is important and that the responsibility to do so rests with both the on-line industry and with parents.

9. Contact Information. If you believe Security Savings Bank has misused information obtained through our relationships with your or through our Web site, or if you have questions or concerns regarding this privacy policy, please contact Security Savings Bank at 712-477-2496 for the Larchwood Office or 712-753-4914 for the Inwood Office to resolve any disputes.

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